Secured. Quick. Insured.

Digital Banking Made Easy

Getting Started

Get Set Up And Start Achieving Goals.

1. Register In Minutes

Create a new account with Digital54 | Your Smart Bank with a private password to be remembered & known by only you.

2. KYC

Being real. It is important we know our customer more and understand your financial goals.

3. First Deposit

A dormant account have zero activity and zero deposit. An active always have it's first deposit.

4. Opportunities / Offers

Creating best, safe and lasting offers for all customers is one way to keep you on track on your financial goals/growth.

5. Self Accomplishment

There is no greater joy than knowing all what Digital54 | Your Smart Bank has help you accomplish.

Digital54 | Your Smart Bank

Enjoy The Benefits Of a Digital54 | Your Smart Bank Account On Your Terms

Digital54 | Your Smart Bank Strategy is the art of using size and agility to outwit larger opponents. Digital54 | Your Smart Bank is built to be fast and nimble, helping our customers capitalise on the right opportunities, opportunities they might otherwise have missed.

Total Control

You choose how to save, invest your funds and when to reclaim your money.

Safe Transactions

Enter your password to confirm and report any unauthorized transactions on your account.

Protected Informations

An additional layer of security to keep your access safe with password, 2FA, and saved logins.

24/7 Support

You are Entitled to a 24/7 support response, unless there is a long queue.

Grow Your Savings Automatically

Save money while you spend. Save when you earn

Saving money has never been so simple. We provide the safest packages and offers that help you grow your savings without thinking about it. Digital54 | Your Smart Bank's Automatic System is one with several opportinities that allow you to automate your retirement plan and achieve your goals faster.

Save When You Spend: We round up every Digital54 | Your Smart Bank transaction to the nearest dollar and transfer the Round Up from your earning packages to your Personal Account.
Save When You Earn: Automatically receive your interest at when due, of every opportunity participated and more directly into your Digital54 | Your Smart Bank Account when you set up one with us.

Help us build the kind of bank you want to use

Put Your Money to Work

Full financial visibility with your various account types all in one place. Get interest on your money, personalised investing, budgeting and much more.

Built to say ‘yes’, faster: Purpose-built to make it easier for your business to get the funding you need, when you need it.
Focus on relationships: Banking as it used to be, banking as it should be.
Purpose-built challenger: Challenging the status quo to give SMEs a fairer go when it comes to banking.

Digital54 | Your Smart Bank Guarantee

Digital54 | Your Smart Bank Offers / Packages

Reasons to invest with Digital54 | Your Smart Bank

All eligible deposits you have with Digital54 | Your Smart Bank, up to $250,000, are guaranteed under the Insurance Financial Claims Scheme
0% – the amount of your deposit and interest you sacriﬁce to fees.
If you roll over your maturing Offers into a new Term, you can earn bonuses, interests and more offers for the new term, on top of our standard Term rates.
We can help provide certainty that you can make payments to your landlord, customer or supplier

Making a difference

Building a Foundation

With our members in all 50 states, each experiencing their own financial triumphs and challenges. We strive to be a resource for families, help them stay on top of their finances, avoid unnecessary fees and create a solid financial foundation.

Creating Impact

Chime distributed more than $600,000 in grants in 2020 to support partner organizations, social causes, and COVID-19 and disaster relief. This included multi-year grants, unrestricted funding, employee matched donations, and grants through our Employee Resource Groups (ERGs).