Top-Tier Digital Bank
Digital54 | Your Smart Bank
Digital54 | Your Smart Bank is a financial technology company founded on the premise that basic banking services should be helpful, easy and free. We want to profit with our members, not from them. That’s why our model doesn’t rely on overdraft fees, monthly service fees, service fees, minimum balance requirements, and more.
We believe that your bank should be as digital and flexible as you. That’s why we’re offering a 100% digital banking experience that’s designed to be simple and transparent. Centered around you, it’s a system that feels good to use—integrating the most innovative technology to make life easier, and enabling you to live and bank your way.
We partner with regional banks to design member first financial products. This creates a more competitive market with better, lower-cost options for everyday customers who aren’t being served well by traditional banks. We help drive innovation, inclusion, and access across the industry.
Technology streamlines your life. It’s given us the power to offer our customers more choice, better protect their money, and make banking simple and fast. We believe that managing your finances doesn’t need to be complex. This is modern banking, created for our century.